Resources

General Public Resources

What you need to know

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  • If you are insured, now is the time to sign up.

  • Enroll by December 15, 2021, for coverage that starts January 1, 2022.

  • Increased financial help.

    • ​2 in 3 can find a plan for $10/month or less.​

    • Millions of people qualify for $0/month quality plans.

  • Even if you did not qualify for help last open enrollment, you might this year.

  • You can also enroll in Medicaid or the Children's Health Insurance Program (CHIP) any time, if you’re eligible. Coverage can begin immediately.

  • Special Enrollment Period enrollees must return during Open Enrollment.

  • Do not auto-renew if you do not have to.

  • Work with your local assister

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Three reasons to enroll in 2022 Marketplace coverage

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  • Health coverage helps protect you from both health and financial risks.

  • Plans are more affordable than ever.

  • With health insurance, you have access to free preventive care, like vaccines, screenings, and some check-ups, even before you meet your deductible (the amount you pay for covered health care services before your insurance plan starts to pay.

 

Websites and Contact Information

 

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Public Charge Rule - President Biden's Administration

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  • Biden Administration will not defend previous administration’s discriminatory 'public charge' rule

  • It is essentially safe for immigrant families to access life-saving health care, food, and housing assistance for which they are eligible without fear that they will lose the chance to obtain lawful permanent residence.

  • The best thing people can do is work with an assister, through the American Rescue Plan Outreach.

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American Rescue Plan

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  • House and Senate Passed the American Rescue Plan (relief to America’s families)

  • The legislation will strengthen both public and private health insurance coverage.

  • It includes historic expansions of the Affordable Care Act (ACA) that will significantly improve premium affordability and access to marketplace coverage.

  • Enhanced ACA subsidies will be available through HealthCare.gov beginning on April 1, 2021.

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Need Information on the 2021 Special Enrollment Period and Health Coverage?

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  • Visit the following link:

https://younginvincibles.org/issues/health-care/

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Health Insurance Terminology

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  • Struggling with another Insurance Term? See the following link:

https://www.healthinsurance.org/glossary )

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Kaiser Family Foundation

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  • Are you seeking further information related to either the Affordable Care Act, Medicaid and/or Medicare? Please see the following link:

https://www.kff.org/tag/affordable-care-act/?utm_source=web&utm_medium=trending&utm_campaign=affordable-care-act

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Public Charge Rule

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  • The Public Charge Rule would have widened the definition of what makes an immigrant a public charge.

  • Public charge persons would have been considered individuals who depend on the government for assistance with healthcare, housing and food. Currently, only those who receive cash benefits or long-term institutional care can be considered public charges.

  • As of October 15th, 2019 the Public Charge Rule has been blocked by multiple courts. For further information please see the following link: https://protectingimmigrantfamilies.org/

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Section 1557

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  • Section 1557 prohibits discrimination on the basis of race, color, national origin, sex (including sexual orientation and gender identity), age, or disability in covered health programs or activities. 42 U.S.C. § 18116(a). For more information: https://www.hhs.gov/civil-rights/for-individuals/section-1557/index.html The Affordable Care Act is the first federal law to prohibit discrimination based on sex, including against LGBTQ people, in the health system. The law protects LGB and transgender, gender nonconforming, non-binary, and intersex individuals. This includes most types of health insurance coverage and most types of health care providers. For more information: https://out2enroll.org/faqs/1557-2/

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  • Section 1557 is the pending nondiscrimination provision of the Affordable Care Act (ACA). The law endeavored to prohibit discrimination on the basis of race, color, national origin, sex, age, or disability in certain health programs or activities.

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  • On May 13, 2016, the HHS Office for Civil Rights issued the final rule implementing Section 1557.

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  • As of October 15th, 2019 parts of Section 1557 have been vacated. For further information please see the following link.

https://www.hhs.gov/civil-rights/for-individuals/section-1557/index.html#targetText=Section%201557%20of%20the%20Patient%20Protection%20and%20Affordable%20Care%20Act,certain%20health%20programs%20or%20activities

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Health and Human Services

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  • If you feel you have been discriminated against under one of the areas protected by Section 1557, you may file a Civil Rights Complaint through Health and Human Services. Please see the following link.

https://www.hhs.gov/civil-rights/filing-a-complaint/complaint-process/index.html

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Texas v. United States

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  • In December 2017, a bill was passed which eliminated any tax penalties incurred due to failure of maintaining Health Coverage.

  • In February 2018, a lawsuit was filed stating that the US Supreme Court upheld the Affordable Care Act specifically because it exercised Congress' taxing power. Taking the tax away, therefore, made the law unconstitutional.

  • As of July 9, 2019, the decision is still pending. For further information please see the following link.

       https://www.theusconstitution.org/litigation/texas-v-united-states/

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Young Invincibles

  • The Young Invincibles was founded in 2009 and focuses on promoting information related to accessibility barriers to Health Care Coverage for millennial’s. Since their creation, the Young Invincibles have expanded to cover multiple areas ranging from Health Care, Higher Education, Workforces/Finances and Civic Engagement. For more info see the following link. 

       https://younginvincibles.org/

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   Assister Certification Training

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Certified Application Counselor Training Courses

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  • The following provides a sequence of supplemental courses through the CMS.gov website:

https://marketplace.cms.gov/technical-assistance-resources/training-materials/certified-application-counselor-training-courses.html

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Guide to Immigrant Documents

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  • The following reference guide walks you through samples of different immigration documents that are used in Healthcare.gov. In addition, it will provide notes on where different document numbers are located.  

http://www.healthreformbeyondthebasics.org/wp-content/uploads/2017/11/REFERENCEGUIDE_Immigration-Documents.pdf

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Supplemental Training to work with LGBT Populations

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  • This supplemental training is provided by Out2Enroll and caters to working with members of the LGBT population.

https://out2enroll.teachable.com/p/reaching-and-assisting-lgbt-communities

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Training Tutorials

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  • The following link provides walkthroughs and tutorials for navigators, agents, brokers, and other assisters about to begin

https://marketplace.cms.gov/technical-assistance-resources/training-materials/training.html

Navigator Resources

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